As of 1 April 2024, new risk categories and new accident insurance premium rates will apply to 33 groups of activities:

1. an increase in the risk category and thus an increase in the premium rate will apply to one activity group - mining of black coal and brown coal (lignite) - the rate will increase from 3.06% to 3.33%;

2. a reduction in the risk category and thus in the interest rate will affect 32 groups of activities, including land transport, construction works associated with erection of buildings or production of beverages - depending on the category, the rates will fall between 0.27 and 1.06 percentage points.

In the remaining 31 activity groups, the risk categories and accident insurance premium rates will not change. 

In the case of premium payers who enroll at least 10 insured persons for accident insurance and have been obliged to submit ZUS IWAs for the last three calendar years, the final premium rate will be determined by ZUS, which will take into account not only the percentage rate set for this group of activities, but also an individual adjustment factor in the range of 0.5 to 1.5.
 

Find more in the PRO HR March 2024.